Prudential New Jersey Properties Back

The costs of not pulling permits



Here are the primary repercussions to the homeowner when permits aren't pulled on time or at all

Hard to sell - the house likely won't pass inspection should they try to sell it.

Insurance issues - homeowner insurance policy modifications or changing companies often require a Certificate of Occupancy. If the certificate doesn't show structural changes that have been made, the insurance company can decline coverage because it's not code compliant.

Safety considerations - especially when work is completed that could represent potential fire hazards.

Double the costs - any permits pulled after work has already been completed include a fine that doubles what would have been the initial costs of pulling a permit before work was done. First, they need to contact their local building and planning commission as they are now responsible for pulling the permits.

Homeowner accountability – permits pulled after work is completed is the responsibility of the homeowner. It requires the inspection of visible modifications and changes not visible, which need to be detailed by the contractor or a hired structural engineer.

Many consumers are not aware of the full costs associated with contractors not pulling permits, so, if you are buying a home please check  and be sure all required permits were acquired for any major tasks on your new home or home to be.

If you are selling this problem will come to haunt you as well since most atttorneys make the request in a legal document about representing that the proper permits were pulled for the work done!

www.BOBSHOMES.NET

 

Posted by Bob Idakaar @ 12:00 AM on 12/28/2011
Tags: Home permits
Contact Us
Your Account
Full Version