Recent Blog Posts by Debra Rose

Getting Ready To sell? 5 Steps to "Spring Clean" Your House!

Spring is here, and for those selling their home or getting ready to put their house on the market, there’s nothing quite as beneficial as doing a great “spring cleaning” job to not only make your home look great, but to get rid of some of that clutter that could distract someone coming to see your home.Here are 5 Spring cleaning tips that will help you sell your home. 1: Curb appeal ...

New Jersey ROCKS When It Comes To Hometown Musicians!

New Jersey may be small in size........... but it sure is huge when it comes to the many musical "wonders" who originated from our state! Here are some NJ Hall of Famers in the music world! Can you name them before their names pop up on screen? Enjoy!

Introducing "The Gables" at Livingston Town Center in Livingston, NJ !

I recently attended a delicious, catered lunch (feed us, and we'll come!), for a select group of local agents, invited to preview the new phase of townhomes being built in our town's Livingston Town Center....an upscale mixed use development with a variety of residences, boutiques and restaurants ...... only steps from the NY bus. "The Gables" consists of 2 newly designed, elegant models with ...

Why I LOVE Living in Livingston!

So here I sit, trying to come up with an idea for a new blog, and all of a sudden, the lightbulb goes off in my brain (or, what's left of my brain!)!Having lived in Livingston 22 years, and having raised my son here, as well, I started thinking about why I enjoyed living here, and what I loved most about that experience.Voila - a blog was born!Rather than write in paragraph form, I decided to ...

Don't TWEET and DRIVE !

Just a short blog (more like a public service message) and reminder that tweeting and driving is just as dangerous - or even moreso - as alcohol and driving can be. See the following article regarding a study on this topic: http://tinyurl.com/2ebcws9 Recently, in California, Dr Frank Ryan - Heidi Montag's plastic surgeon - was killed in a tragic car accident near his home in Malibu. The cause ...

So You Want To Buy A House - In Livingston, New Jersey?

You've made the decision to buy a home. You've researched, asked your friends and co-workers, and (drumroll please) decided to move to Livingston, New Jersey! Now the work begins..........which is the best neighborhood for you?...Do you want to be close to the NY bus? Close to shops and the Livingston Town Center? Near parks and recreation? Do you like a multi-level split level home, or a traditional ...

The Good Old Days and How We Presented offers!

I got to my office the other day, and to my surprise....there was a faxed contract with an offer on a listing of mine. There it was - sitting in the fax machine, among other office papers,  for all to see. A short time later, I received a call from the "buyer's agent" informing me he was faxing over a contract......after the fact! Gee, thanks for letting me know! I tried to ...

Packing Tips To Get You Moving!

Packing is one of those dreaded but necessary chores of moving. Not only is it time consuming, but it sheds light on how much we really have accumulated since the last move. But, it can be a manageable task by starting early and having a plan. Don’t wait until the last minute.          Moving is stressful enough. Give yourself at least six weeks, which ...

The New Jersey Hall of Fame - Class of 2010 !

Recently the organizers of the NJ Hall of Fame announced 15 new inductees.Governor-elect Chris Christie read off the list at the State Museum in Trenton.  The hope is to return to the state  a sense of pride and a state of acccomplishment. Putting comedians' jokes aside..........New Jersey may be small in size, but it packs a punch (and, no, I am not referring to the Sopranos!).* ...

What Is A Short Sale??

What  is a SHORT SALE ?                       Below you will find a Short Sale Explanation Sheet. It covers many FAQs and should give you a good sense of what a short sale is. Q : I keep hearing the phrase 'short sale'. What is it and how does it affect me? A : Many people have heard the ...

How NOT to Sell Your Home !

I just got home from a successful outing with new buyers - a lovely young couple looking to buy a first home.  As we walked into one home, I had to fumble for the light switches in every room. I heard myself say to them,  "This is one way NOT to help sell your home"! So..........I decided to compile some  suggestions of what NOT to do when trying to sell your home. ...

Bidding on a Home - What to Offer??

Buying Advice:  The  Science of Bidding on a home.....                                      Once you've found a house you like, you must make a written offer to buy it. What form that offer takes depends ...

Yes......You Heard Me Correctly...I LOVE NEW JERSEY !

Yes, I said it...............I LOVE NEW JERSEY !     Now, now.......... snickering is NOT allowed! Ahhhh...New Jersey - The Garden State! Despite being the brunt of many a comedian's jokes, New Jersey has a lot more to offer than just an exit off the Turnpike.....or the Sopranos! OK, ok, I know....admittedly, we sort of  have  high property taxes (ok, really high, not ...

First Time Homebuyer's credit To be Extended!

TAX CREDIT EXTENSION ANNOUNCED ! Senators Agree to Extend Homebuyers Tax Credit !!! (updated 5:56 p.m. ET, Wed., Oct . 28, 2009 - from the Associated Press & MSNBC)   WASHINGTON -Senators agreed Wednesday to extend a popular tax credit for first-time homebuyers and to offer a reduced credit to some repeat buyers. The tax credit provides up to $8,000 to first-time homebuyers ...

Am I Obsolete ? - or - I Admit, I Don't Have a Blackberry!

That's right - I don't have a Blackberry....I don't have a palm (whatever that is), nor do I have a bluetooth .....but, I did have a toothache once, does that count ? - sorry, too corny, I know.....I can hear you groaning! I am an upper-tier baby boomer (that's a euphemism for mature.... which is a euphemism for ....old..er). I am trying so hard to keep up, but when I want to make an appointment, ...

What To Look For At The Final Walk Through

At last - You did it!!!   You survived the search for the perfect home...you made it through negotiations and, in NJ, our 3 day Attorney Review period...you survived the  home inspections and negotiated any repairs..... and you obtained your  mortgage commitment. Good for you - you're in the home (no pun intended) stretch !! The closing  is only days away.........that's ...

Seller's Famous Last Words............

As a Realtor for almost 25 years, I have pretty much heard it all - heard  sellers share a lot of the same sentiments over the years.I am going to list some of these famous last words,I have heard from SELLERS, and try to give a response based on my experience,  and perspective as an agent.1." I'm not going to give my house away"...... Well, the only way you are really "giving it away" is ...

How To Test Your Credit Score Knowledge - A Quiz

Forty-two percent of US consumers have credit scores between 550 and 699. As a result, these consumers may not qualify for preferred interest rates and, depending on their overall credit profile, they may not even qualify for certain loans and credit cards. This short quiz will help test how much YOU know about your credit profile and how it works.    Scroll down for the answers!      ...

New Jersey & National Housing Market Update - Positive news at Last!

 Dated 7/29/09............"Home prices in major US cities reported the 1st monthly gains in nearly 3 years according to a new report...."                                        These 2 articles from the ...

How To Lower Your Utility Bills .....Save Energy & $$$$$ !!

Everyone is looking to save money these days. Here are some easy, inexpensive and effective things you can do to lower those utility bills.                                          1. Replace incandescent ...

Fun Family Outings in NJ

Of course, we all know that the Jersey shore can offer summer days filled with fun and excitement in the waves and on the boardwalk. There's lots to do for everyone. But if a day "down the shore" isn't in the plans, here are some other  NJ attractions that appeal to all member of the family, from toddlers to teens and adults, too! Here are 5 fun ways to spend a day with the ...

1st Time Buyers Tax Credit Update

Update regarding the $8000 1st Tme Buyer's tax credit!                                        "HUD Announces Details on First-Time Home Buyer Tax Credit On May 29, 2009, U.S. Housing and Urban Development (HUD) ...

How to Update Your Kitchen and Bath without Spending a Fortune!

Give Your Kitchen and Bath a Makeover without Breaking the Bank! It's not surprising that two of the most popular rooms for home makeovers are the kitchen and bathroom. When potential homebuyers are searching for homes, they generally are more attracted to homes with updated kitchens and baths. These same rooms rank high in return on remodeling investment at resale, according to Remodeling ...

Childproofing Your Home

Perhaps you just bought a new home, or your first baby is on the way - in either event, it's time to make sure your home is safe for your child. Unintentional injury is the number one cause of fatalities in children in the US. You'll find all kinds of gadgets for sale that can really help your home childproofing efforts. Or, if you can afford it, you can hire a professional ...

So You Want to Buy a House.............Now What???

You saved up & calculated...... cut back on vacations and dining out, resisted buying that new couch or  sportscar....and the result is (drumroll please...) you have that down payment for your first home purchase! Good for you!!!!!.............Now what??          OK - pull up a chair, take a deep breath, and let me help walk you through ...