Recent Blog Posts by Myriam Pulaski

NJ Senate panel OKs bill turning foreclosed property into affordable housing

TRENTON - A Senate panel unanimously approved a measure Thursday that would let municipalities and a new state corporation buy foreclosed homes and offer them to low- and moderate-income residents. The bill creates the New Jersey Foreclosure Relief Corp, which would buy foreclosed homes, or allow municipalities to acquire them while getting a two-for-one credit against their affordable housing obligations, ...

Pre-Holiday Vendor Fair

Choosing the right home Before you begin looking at houses, decide in advance the features that you want your home to have. Knowing what you want ahead of time will make the search for your dream home much easier.  Here are some things to consider: Price of home and potential for appreciation Location or neighborhood Quality of construction, age, and condition of the property Style of home ...

Ten Questions to Ask Your Lender

1. What is the interest rate on this mortgage? To determine exactly what you'll pay over the term of the loan, you need to know the rate. Rates change quickly, and if your credit is less than perfect, you may not be offered the lender's lowest figure. To effectively compare different lenders' programs, ask for the annual percentage rate (APR) of the mortgage interest, which is generally higher than ...

5 Tips for Buying a Foreclosure

Get prequalified for a loan and set aside funds, and you’ll be ready to purchase a foreclosed home. When lenders take over a home through foreclosure, they want to sell it as quickly as possible. Since lenders aren’t in the real estate business, they turn to real estate brokers for help marketing their properties. Buying a foreclosed home through the multiple listing service can be a bargain, ...

Why Use a REALTORĀ®?

Why Use a REALTOR®? All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe ...

Last call Homebuyers Seminar March 3, 2010

For more information and to reserve a seat call Myriam Pulaski at 908-553-0424 cell

Five Reasons to List your home now

Many home sellers believe that it’s better to wait until spring to put their homes on the market. Here are 5 reasons not to wait: The current tax credit law requires that buyers execute a contract by April 30, 2010. This translates to thousands of potential ready, willing and motivated buyers. Traditionally, January is the biggest "transfer month" in companies who relocate their employees. ...

Credit Repair: How to Help Yourself

Credit Repair: How to Help Yourself You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio. You get fliers in the mail, and maybe even calls offering credit repair services. They all make the same claims: “Credit problems? No problem!” “We can remove bankruptcies, judgments, liens, and bad loans from your credit file forever!” “We ...

Fist-Time Homebuyers Tax Credit Extension Approved

President Barack Obama has approved the first-time homebuyer tax credit extension. Eligibility: -First-time homebuyers, who are defined by the law as buyers who have not owned a principal residence during the three-year period prior to the purchase, may be eligible for up to an $8,000 tax credit. -Existing homeowners who have been residing in their principal residence for five consecutive years out ...

First Time Home Buyers Credit Extended

As reported by RISMedia on Thursday, November 5, the $8,000 homebuyer tax credit for first-time buyers, due to expire November 30, will be extended through April 30 of next year and buyers will have an additional two months, until the end of June, to close. First-time buyers who are in the process of making a purchase will no longer need to worry about qualifying for the $8,000 credit if they close ...

Breaking News for Firt time home buyers

SENATE COULD EXTEND FIRST TIME HOME BUYERS TAX CREDIT & OFFER NEW INCENTIVE TO EXISTING HOMEOWNERS! Breaking News: The Senate has reached a compromise on extending and expanding the $8,000 tax credit for first-time home buyers. Confirmation of the new proposal is pending votes in the full Senate and the House. In addition to the first-time home buyers incentive, a new credit of up to $6,500 will ...

Sunshine Kids Raffle - Fundraiser

Dear Friends and Associates: Prudential New Jersey Properties is a sponsor of the Sunshine Kids Foundation and we hope that you will help us reach our goal this year. Every year, each Prudential New Jersey Properties’ office has a fundraiser and this year the Westfield Office will hold a raffle that will run from June 1 through October 15, 2009. It is our hope that you will help us in our ...

First-Time Homebuyers Seminars

Get the Answers You Need! We'll put today's real estate market in perspective, explain your unique options as a first-time homebuyer and empower you with the information you need to buy your first home and take advantage of today's once-in-a-lifetime opportunities. Join us at Prudential New Jersey Properties - Westfield Office What:     First-Time Homebuyers Seminar When:    ...

Real Estate Market Facts

Despite the national trends and statistics you might have heard, the old adage that all real estate is local has never been truer.  Market facts in New Jersey, combined with national incentives, make now a good time to get active in New Jersey's real estate market. Here's why: First-time buyers can get up to an $8,000 tax credit. Seven-year real estate appreciation in the Garden State -- ...

First Time Home Buyers Seminar

FREE FREE FREE First Time Home Buyers Seminar - Get the answers you need! Join us at Prudential New Jersey Properties companywide First Time Homebuyers Seminar. Tuesday, June 23, 2009 - 7:30 pm We'll put today's real estate market in perspective, explain you're unique options as a first time homebuyer such as; The $8,000 tax credit Interest Rates Available Homes your questions finally aswered We ...

FIRST-TIME HOMEBUYER FEDERAL INCOME TAX CREDIT

A CONSUMER GUIDE TO THE FIRST-TIME HOMEBUYER FEDERAL INCOME TAX CREDIT   As Modified in the American Recovery and Reinvestment Act February 2009  FEATURE   FIRST-TIME HOMEBUYER FEDERAL INCOME TAX CREDIT:  EFFECTIVE FOR PURCHASES ON OR AFTER JANUARY 1, 2009 AND BEFORE DECEMBER 1, 2009 Amount of Credit   The amount of the homebuyer federal ...

Police and Firemen's Retirement System Mortgage Loan Program

***NJHMFA POLICE & FIREMEN'S RETIREMENT SYSTEM INTEREST RATE CHANGE TO 3.75%*** Effective February 15, 2009 the interest rate for the Police & Firemen's Retirement System Mortgage Loan Program will be 3.75%. This program is only availabe for FIRST TIME HOME BUYERS. Currently there is approximately $64,000,000 in available funds. Funds dried up very quickly the last time these ...